Provident Loan Society Of New York
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 4,988,794 | 4,999,197 | −10,403 | 30.0 | 45% |
| 2021 | 4,285,682 | 4,632,499 | −346,817 | 36.2 | 46% |
| 2022 | 4,261,838 | 4,527,315 | −265,477 | 36.4 | 48% |
| 2023 | 4,378,432 | 4,644,337 | −265,905 | 34.4 | 50% |
In its most recent public year (2023), this organization spent $265,905 more than it brought in. Its reserves stood at about 34.4 months of spending, up from 30 in 2020. Staff pay was 50% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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