Credit Inc
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2012 | 34,393 | 33,340 | 1,053 | -1.3 | — |
| 2013 | 33,057 | 14,878 | 18,179 | 11.8 | — |
| 2015 | 100,940 | 77,874 | 23,066 | 5.4 | — |
| 2016 | 93,774 | 75,152 | 18,622 | 8.6 | — |
| 2017 | 69,282 | 64,341 | 4,941 | 10.9 | — |
| 2018 | 48,954 | 40,121 | 8,833 | 11.2 | — |
| 2019 | 54,200 | 101,378 | −47,178 | -1.2 | — |
| 2020 | 0 | 8,798 | −8,798 | -35.7 | — |
| 2021 | 50,000 | 12,669 | 37,331 | 56.8 | — |
| 2022 | 25,000 | 68,369 | −43,369 | 2.9 | 56% |
| 2023 | 0 | 42,485 | −42,485 | -7.3 | 8% |
In its most recent public year (2023), this organization spent $42,485 more than it brought in. Its liabilities exceeded its net assets — reserves were below zero (-7.3 months), down from -1.3 in 2012. Staff pay was 8% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
Credit Inc's IRS filings as a feed — one entry per filing year, through 2023. Add the address to any feed reader; in Slack, send /feed subscribe with it (pasting the link alone won't subscribe). How this feed works