Erma Cava Housing Development Fund Company Inc
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | −357,647 | 0 | −357,647 | — | — |
| 2021 | 667,444 | 799,655 | −132,211 | -20.3 | 7% |
| 2022 | 772,460 | 840,253 | −67,793 | -20.3 | 7% |
| 2023 | 714,173 | 666,962 | 47,211 | -24.7 | 6% |
In its most recent public year (2023), this organization brought in $47,211 more than it spent. Its liabilities exceeded its net assets — reserves were below zero (-24.7 months). Staff pay was 6% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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